I know that I knew this before in theory, but today it struck me as I looked at my bank account and saw more money than I expected. Realizing I could support my mum a bit more (something I was feeling worried about) and even pay off my apartment mortgage in the next 5 years. I just suddenly felt the urge to plan it out so I could see it more clearly and play with the numbers and time frame.
I realize NOW what it means to set a goal. I feel it in my bones. A goal is something you actually want to achieve. Not JUST that, you have to plan out in chunks of time and money steps, what you need to do to get there. You have to want to and be able to do the things in your plan. You HAVE TO tackle those chunks systematically, AND track yourself. If you do not do this, the chances are you WILL lose focus and get side tracked reacting on impulsive wants and desires. This is the way I’ve been living really, not altogether irresponsibly, but with no clear direction.
Living without goals that you are actively working on and tracking is like just walking off in blindly, changing directions hoping that you’ll like wherever you end up. My dear, you could walk off a cliff, end up in the middle of a desert or a jungle, into a lion’s den, perhaps come across a pot of gold at the end of the rainbow. Spent energy, spent resources, all watered down in all different directions. In the end. Nothing accomplished, at least nothing that you’d considered you actually wanted to do, unless you were one in a million lucky. We only have so much time, we only have so much resources. For most of us, our physical resources are limited. Setting goals without a doubt maximises your potential and resources.
Now I realize that it works this way with everything aspect of life. Achieving a goals does not involve the supernatural “ask the universe” process of hoping some overambitious dream will magically “manifest”. Its about planning to accomplish something, Creating an actual time trackable plan to get there, ACTUALLY working towards it by following the plan, AND tracking yourself along the way.
Today realizing I’ve actually already started working towards my goals in a haphazard way for a good many years. But getting to them very slowly because of being sidetracked and not really understanding what my main priorities actually are. So today I’ve put them down in a ms word doccie, with where I currently stand towards reaching them! I will be tracking them at least monthly
Basically, the 2 goals I’ve written down:
- To pay off my mortgage in 3 to 5 years
- To buy an additional property within 5 years
Yes its all financial, but I will be applying this to the rest of my life as well! Gosh, I feel like a newborn baby.